Free real estate calculator

Commercial Lease Calculator

Compare gross and NNN lease costs, including your pro-rata CAM charges.

By Calculate My Property EditorialUpdated September 30, 2026Professional review pending
01 / Your inputs

Start with your property.

Premises1 inputs
sq ft
Use the area specified in your lease.
Property2 inputs
USD / sq ft / year
USD / year
Occupancy costs2 inputs
USD / sq ft / year
CAM is entered separately to prevent double counting.
sq ft
Use the lease’s denominator, which may exclude anchors.
Projection2 inputs
%
Only base rent escalates in this model.
years
NNN/CAM remains constant as an explicit assumption.
Comparison1 inputs
USD / sq ft / year
For a comparable all-inclusive quote.
All amounts in USD.
Your estimate

First-year monthly occupancy cost

$6,750Based on your inputs · USD
Annual occupancy cost
$81,000
Annual pro-rata CAM
$6,000
Gross-lease annual comparison
$85,000
The formula

Base rent + taxes/insurance + pro-rata CAM

Assumptions & limitations (1)
  • Base rent escalates annually; taxes, insurance and CAM stay constant. Lease exclusions, reconciliation, caps and gross-up provisions can change your cost.
02 / Your next decisionNOIDSCR
External resource

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Planning estimate. Editorially sourced; independent professional review is pending. How we calculate
The detail

Your calculation table

5 rows · full data in CSV
YearBase rentNNN + CAMAnnual total
160,00021,00081,000
261,80021,00082,800
363,65421,00084,654
465,563.6221,00086,563.62
567,530.5321,00088,530.53
Worked example

Follow the default numbers.

With leased area of 2,500 sq ft, the model gives first-year monthly occupancy cost: $6,750.

The formula is base rent + taxes/insurance + pro-rata cam. Open the breakdown to trace expenses and assumptions. Change one input at a time to see how your decision changes. This example uses scenario inputs; it is not an offer, tax bill, appraisal or legal determination.

Annual unit rent becomes monthly occupancy cost

Base rent per square foot per year times leased area gives annual base rent. Taxes and insurance are entered as a separate annual unit allowance. CAM is allocated by leased area divided by the building’s allocable area. The result adds all three and divides by twelve for a monthly comparison. Confirm the lease’s actual area denominator and expense definitions.

CAM budgets are not final reconciliation

Actual common-area charges can differ from budget, include exclusions or use a negotiated allocation instead of simple area. Administrative fees, caps, gross-ups, capital costs and audit rights can materially change the bill. Do not enter CAM again in the taxes-and-insurance allowance. The calculator shows your pro-rata share and its annual cost explicitly.

The projection escalates base rent only

Annual escalation applies to base rent in the schedule. Taxes, insurance and CAM remain constant as stated assumptions. A gross-lease comparison also remains constant unless you enter another scenario. Some leases use monthly rent per square foot rather than annual, so check the units before copying a quote. This estimate does not interpret an executed commercial lease.

Keep your assumptions with the result

Save the calculation to your deal file to reuse compatible inputs in another tool. The file stays in this browser on this device. Download the CSV to open the complete inputs, results and schedule in Excel or Google Sheets. Use PDF to print the report or save it as a PDF. A share link includes entered financial figures in its URL, so use it only with people you intend to share those numbers with.