Free real estate calculator

Home Appreciation Calculator

Measure historical annual growth and compare future property-value scenarios.

By Calculate My Property EditorialUpdated September 30, 2026Professional review pending
01 / Your inputs

Start with your property.

Property2 inputs
USD
USD
Historical growth1 inputs
years
CAGR requires a positive earlier value and nonzero years.
Projection2 inputs
%
A scenario input; past growth does not predict future growth.
years
Values compound annually.
All amounts in USD.
Your estimate

Projected future value

$537,567Based on your inputs · USD
Historical annual growth
5.92%
Projected value change
$137,567
The formula

CAGR = (current ÷ past)^(1 / years) − 1

Assumptions & limitations (1)
  • Future rate is a user scenario. Selling costs, improvements and inflation are excluded.
02 / Your next decisionRent or SellHome Sale
External resource

Get a complete local quote.

Ask for the scope, premium and all additional fees before committing.

Review closing resourcesExternal provider or resource. No paid referral arrangement is active.
Planning estimate. Editorially sourced; independent professional review is pending. How we calculate
The detail

Your calculation table

11 rows · full data in CSV
YearProjected value
0400,000
1412,000
2424,360
3437,090.8
4450,203.52
5463,709.63
6477,620.92
7491,949.55
8506,708.03
9521,909.27
10537,566.55
Worked example

Follow the default numbers.

With current value of $400,000, the model gives projected future value: $537,567.

The formula is cagr = (current ÷ past)^(1 / years) − 1. Open the breakdown to trace expenses and assumptions. Change one input at a time to see how your decision changes. This example uses scenario inputs; it is not an offer, tax bill, appraisal or legal determination.

CAGR smooths a uneven history

Compound annual growth rate finds the constant annual rate that connects an earlier value to a current value over the entered years. It does not show the path prices took between those dates. Use comparable valuation bases: mixing an original transaction price with an optimistic asking price can exaggerate historical performance. Improvements can also explain part of the difference.

Future values are scenarios

The projection compounds the current value at your entered rate. The low and high comparisons use two percentage points less and more than that rate. They are sensitivity cases, not probabilistic predictions. Selling costs, debt repayment and inflation are absent from these value-only figures. Follow the rent-or-sell or rental-property calculator for a cash and equity analysis.

Equity growth is not just appreciation

Loan amortization can increase equity without changing property value. Renovations can change value and basis, while selling expenses reduce realizable equity. A value chart alone does not describe an investment return. Avoid assuming recent CAGR will continue, especially when local supply, financing or property condition changes.

Keep your assumptions with the result

Save the calculation to your deal file to reuse compatible inputs in another tool. The file stays in this browser on this device. Download the CSV to open the complete inputs, results and schedule in Excel or Google Sheets. Use PDF to print the report or save it as a PDF. A share link includes entered financial figures in its URL, so use it only with people you intend to share those numbers with.