Florida property guide

Florida Property Tax Calculator

Estimate a property tax bill from assessed value, exemptions and local rates. Florida rules and editable local assumptions are applied below.

By Calculate My Property EditorialUpdated September 30, 2026Professional review pending
01 / Your inputs

Start with your property.

County names: Census 2025. Enter your parcel’s millage below; county rates are awaiting verification.
Property2 inputs
USD
Assessment6 inputs
%
Applied only when no certified taxable value is entered.
USD
Zero estimates a newly assessed property.
USD
Enter a confirmed local exemption, after assessment conversion.
%
For Michigan, 2.7% is the 2026 multiplier. Use the applicable tax year.
Local rates4 inputs
mills
Illustrative assumption. Replace with the parcel’s effective school millage.
mills
Illustrative county/city/district assumption, not a verified county rate.
USD / year
Special assessments and fixed charges, added after tax caps.
USD / year
Only relief deducted from this bill. Do not enter a later refund or a value exemption here.
All amounts in USD.
Your estimate

Estimated annual property tax

$6,300Based on your inputs · USD
Monthly equivalent
$525
Assessed / taxable scenario
$350,000
Effective rate on value
1.8%
See the breakdown
School taxable base
$350,000
Other taxable base
$350,000
School levy
$2,100
Other levies
$4,200
Tax after bill cap
$6,300
Approved tax-dollar credit applied
$0
Fixed / special charges
$0
The formula

Taxable bases × applicable millage ÷ 1,000 − approved bill credits + fixed charges

Assumptions & limitations (1)
  • Local millage is a user assumption until replaced with the parcel’s certified rates. County names do not establish a parcel tax rate.
02 / Your next decisionTransfer TaxSeller Net Sheet
External resource

Considering a property-tax appeal?

Compare service terms, fees and state coverage with your assessment notice.

Explore OwnwellExternal provider or resource. No paid referral arrangement is active.
Planning estimate. Editorially sourced; independent professional review is pending. How we calculate
The Florida details

How this state changes the estimate

Assessment and taxable value

Florida bills begin with just value, then assessed value and exemptions. Save Our Homes ordinarily limits annual assessment growth for an existing homestead, while a purchase can reset the assessment. Use the certified assessed value when you have it; portability and additions require a parcel-specific analysis.

The default assessment conversion is 100.0% where the state uses a uniform ratio. A certified assessed value takes precedence. Do not substitute a county-wide average for a parcel’s taxing-district rates.

Exemptions and caps

The basic homestead exemption affects the first $25,000 of assessed value. The additional non-school exemption is inflation-adjusted; the 2026 roll amount is $26,411 and applies to its qualifying value band. It does not reduce school taxable value.

Confirm eligibility using the primary source and local office. A purchase, property classification, tenancy type or exemption can change which rule applies. Enter documented local costs and rates rather than carrying a previous owner’s assumptions into the new deal.

Your bill calendar

Annual tax notices ordinarily arrive in the fall. The local tax collector sets the applicable payment and discount details.

Independent professional review is pending. Current county millage is not yet published in this data set. Use the assessor’s certified taxable value and the tax collector’s current rates.

Florida county directory & rate status

County equivalents are from the 2025 US Census Gazetteer. Millage is pending source verification; no county tax rate has been invented.

County / local equivalentCounty identifierRate status
Alachua County12001Enter parcel’s certified rate
Baker County12003Enter parcel’s certified rate
Bay County12005Enter parcel’s certified rate
Bradford County12007Enter parcel’s certified rate
Brevard County12009Enter parcel’s certified rate
Broward County12011Enter parcel’s certified rate
Calhoun County12013Enter parcel’s certified rate
Charlotte County12015Enter parcel’s certified rate
Citrus County12017Enter parcel’s certified rate
Clay County12019Enter parcel’s certified rate
Collier County12021Enter parcel’s certified rate
Columbia County12023Enter parcel’s certified rate
DeSoto County12027Enter parcel’s certified rate
Dixie County12029Enter parcel’s certified rate
Duval County12031Enter parcel’s certified rate
Escambia County12033Enter parcel’s certified rate
Flagler County12035Enter parcel’s certified rate
Franklin County12037Enter parcel’s certified rate
Gadsden County12039Enter parcel’s certified rate
Gilchrist County12041Enter parcel’s certified rate
Glades County12043Enter parcel’s certified rate
Gulf County12045Enter parcel’s certified rate
Hamilton County12047Enter parcel’s certified rate
Hardee County12049Enter parcel’s certified rate
Hendry County12051Enter parcel’s certified rate
Hernando County12053Enter parcel’s certified rate
Highlands County12055Enter parcel’s certified rate
Hillsborough County12057Enter parcel’s certified rate
Holmes County12059Enter parcel’s certified rate
Indian River County12061Enter parcel’s certified rate
Jackson County12063Enter parcel’s certified rate
Jefferson County12065Enter parcel’s certified rate
Lafayette County12067Enter parcel’s certified rate
Lake County12069Enter parcel’s certified rate
Lee County12071Enter parcel’s certified rate
Leon County12073Enter parcel’s certified rate
Levy County12075Enter parcel’s certified rate
Liberty County12077Enter parcel’s certified rate
Madison County12079Enter parcel’s certified rate
Manatee County12081Enter parcel’s certified rate
Marion County12083Enter parcel’s certified rate
Martin County12085Enter parcel’s certified rate
Miami-Dade County12086Enter parcel’s certified rate
Monroe County12087Enter parcel’s certified rate
Nassau County12089Enter parcel’s certified rate
Okaloosa County12091Enter parcel’s certified rate
Okeechobee County12093Enter parcel’s certified rate
Orange County12095Enter parcel’s certified rate
Osceola County12097Enter parcel’s certified rate
Palm Beach County12099Enter parcel’s certified rate
Pasco County12101Enter parcel’s certified rate
Pinellas County12103Enter parcel’s certified rate
Polk County12105Enter parcel’s certified rate
Putnam County12107Enter parcel’s certified rate
St. Johns County12109Enter parcel’s certified rate
St. Lucie County12111Enter parcel’s certified rate
Santa Rosa County12113Enter parcel’s certified rate
Sarasota County12115Enter parcel’s certified rate
Seminole County12117Enter parcel’s certified rate
Sumter County12119Enter parcel’s certified rate
Suwannee County12121Enter parcel’s certified rate
Taylor County12123Enter parcel’s certified rate
Union County12125Enter parcel’s certified rate
Volusia County12127Enter parcel’s certified rate
Wakulla County12129Enter parcel’s certified rate
Walton County12131Enter parcel’s certified rate
Washington County12133Enter parcel’s certified rate
Download the state source record (JSON)
Worked example

Follow the default numbers.

With market / assessed value of $350,000, the model gives estimated annual property tax: $6,300.

The formula is taxable bases × applicable millage ÷ 1,000 − approved bill credits + fixed charges. Open the breakdown to trace expenses and assumptions. Change one input at a time to see how your decision changes. This example uses scenario inputs; it is not an offer, tax bill, appraisal or legal determination.

A housing-value example for Florida

Census QuickFacts reports a median owner-occupied home value of $359,000 for 2020–2024. This is a dated housing estimate, not a current sale-price median or a parcel assessment. The source was checked on 2026-09-30.

Assume a new $359,000 assessment, homestead eligibility, seven school mills and eleven other mills for the 2026 exemption model. The school base is $334,000; the other base is $307,589 after the $25,000 basic and $26,411 qualifying additional exemption. Tax is $2,338 + $3,383.48 = $5,721.48 before non-ad valorem charges. No prior Save Our Homes differential or portability is assumed. A seller’s bill can reflect a much lower capped assessment; use the property appraiser’s acquisition estimate for a purchase budget.

The live model gives $5,721 under these assumptions. Local rates and any illustrative certified bases in this scenario are hypothetical. Replace them with the parcel’s matching tax-year records before budgeting a bill.

Load this example in the calculator

Start with the assessor’s taxable value

Market value, assessed value and taxable value are not interchangeable. A certified taxable-value override is the safest input when you have the current parcel record. Without it, the calculator applies the selected state’s simplified assessment model to the entered value. School and other millage are applied separately where exemptions differ. A mill is one dollar per thousand dollars of taxable value.

A county is not one tax district

School, city, special-district and bond levies can differ within the same county. The county selector identifies the jurisdiction; it does not imply a single county-wide bill rate. The sample millages are clearly labeled assumptions. Replace them with the effective levies for the parcel and tax year, then add non-ad-valorem charges separately.

A purchase can reset the assessment

Existing-owner assessment caps may not transfer to a buyer. Michigan taxable value can uncap after a transfer; California can re-establish a base value; Florida’s Save Our Homes benefit has transfer and portability conditions. Select a reassessment reset when modeling a new purchase unless the assessor confirms another treatment. A seller’s current bill can substantially understate the buyer’s tax expense.

Tax relief needs eligibility

Homestead status, age, disability and veteran exemptions depend on state and local rules. Only the basic modeled homestead treatment is automatic. Other exemptions are a manually confirmed taxable-value adjustment. Credits, levy-specific deductions, tax freezes and appeal relief can require a different calculation. The state notes and official source links explain what to check before using the result in a rental or net sheet.

Keep your assumptions with the result

Save the calculation to your deal file to reuse compatible inputs in another tool. The file stays in this browser on this device. Download the CSV to open the complete inputs, results and schedule in Excel or Google Sheets. Use PDF to print the report or save it as a PDF. A share link includes entered financial figures in its URL, so use it only with people you intend to share those numbers with.