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Kentucky property guide

Kentucky Property Tax Calculator

Estimate a property tax bill from assessed value, exemptions and local rates. Kentucky rules and editable local assumptions are applied below.

By Calculate My Property EditorialUpdated September 30, 2026Professional review pending
01 / Your inputs

Start with your property.

County names: Census 2025. Enter your parcel’s millage below; county rates are awaiting verification.
Property2 inputs
USD
Assessment5 inputs
%
Applied only when no certified taxable value is entered.
USD
Zero estimates a newly assessed property.
USD
Enter a confirmed local exemption, after assessment conversion.
Local rates4 inputs
mills
Illustrative assumption. Replace with the parcel’s effective school millage.
mills
Illustrative county/city/district assumption, not a verified county rate.
USD / year
Special assessments and fixed charges, added after tax caps.
USD / year
Only relief deducted from this bill. Do not enter a later refund or a value exemption here.
All amounts in USD.
Your estimate

Estimated annual property tax

$6,300Based on your inputs · USD
Monthly equivalent
$525
Assessed / taxable scenario
$350,000
Effective rate on value
1.8%
See the breakdown
School taxable base
$350,000
Other taxable base
$350,000
School levy
$2,100
Other levies
$4,200
Tax after bill cap
$6,300
Approved tax-dollar credit applied
$0
Fixed / special charges
$0
The formula

Taxable bases × applicable millage ÷ 1,000 − approved bill credits + fixed charges

Assumptions & limitations (1)
  • Local millage is a user assumption until replaced with the parcel’s certified rates. County names do not establish a parcel tax rate.

Result breakdown

School taxable base$350,000
Other taxable base$350,000
School levy$2,100
Other levies$4,200
Tax after bill cap$6,300
Approved tax-dollar credit applied$0
Fixed / special charges$0

Assumptions & limitations

  • Local millage is a user assumption until replaced with the parcel’s certified rates. County names do not establish a parcel tax rate.

Calculation inputs

Calculate My Property · calculatemyproperty.com · Professional review pending

AssumptionEntered valueUnit / context
Tax year2026
Assessment inputsUse the state assessment model
Market / assessed value350000USD
Certified other-levy taxable value0USD
Certified school taxable value0USD
Assessment ratio100%
Prior taxable / assessed value0USD
Purchase / reassessment resetNo
Qualifying principal residenceNo
Other taxable-value exemption0USD
School millage6mills
Other millage12mills
Assessment inflation limit2.7%
Non-ad-valorem charges0USD / year
Approved annual tax-dollar credit0USD / year
Michigan administration fee0% of tax
statekentucky

All entered fields are retained for traceability; inactive modes may ignore some fields. Consult the formula and limitations for the selected calculation.

02 / Your next decisionTransfer TaxSeller Net Sheet
External resource

Considering a property-tax appeal?

Compare service terms, fees and state coverage with your assessment notice.

Explore OwnwellExternal provider or resource. No paid referral arrangement is active.
Planning estimate. Editorially sourced; independent professional review is pending. How we calculate
The Kentucky details

How this state changes the estimate

Assessment and taxable value

Kentucky property-tax assessment and collection are administered through its applicable state and local offices. A verified county levy schedule has not been imported for this jurisdiction. Enter the certified taxable assessment and the effective parcel rates rather than applying a guessed statewide percentage.

The default assessment conversion is 100.0% where the state uses a uniform ratio. A certified assessed value takes precedence. Do not substitute a county-wide average for a parcel’s taxing-district rates.

Exemptions and caps

Confirm Kentucky eligibility and approved amounts with the assessor before entering a homestead, senior, veteran or disability adjustment. No unverified exemption is applied automatically.

Confirm eligibility using the primary source and local office. A purchase, property classification, tenancy type or exemption can change which rule applies. Enter documented local costs and rates rather than carrying a previous owner’s assumptions into the new deal.

Your bill calendar

Check the Kentucky taxing jurisdiction for the bill year, payment installments and appeal deadline. No unverified statewide bill calendar is presented.

Independent professional review is pending. Current county millage is not yet published in this data set. Use the assessor’s certified taxable value and the tax collector’s current rates.

Kentucky county directory & rate status

County equivalents are from the 2025 US Census Gazetteer. Millage is pending source verification; no county tax rate has been invented.

County / local equivalentCounty identifierRate status
Adair County21001Enter parcel’s certified rate
Allen County21003Enter parcel’s certified rate
Anderson County21005Enter parcel’s certified rate
Ballard County21007Enter parcel’s certified rate
Barren County21009Enter parcel’s certified rate
Bath County21011Enter parcel’s certified rate
Bell County21013Enter parcel’s certified rate
Boone County21015Enter parcel’s certified rate
Bourbon County21017Enter parcel’s certified rate
Boyd County21019Enter parcel’s certified rate
Boyle County21021Enter parcel’s certified rate
Bracken County21023Enter parcel’s certified rate
Breathitt County21025Enter parcel’s certified rate
Breckinridge County21027Enter parcel’s certified rate
Bullitt County21029Enter parcel’s certified rate
Butler County21031Enter parcel’s certified rate
Caldwell County21033Enter parcel’s certified rate
Calloway County21035Enter parcel’s certified rate
Campbell County21037Enter parcel’s certified rate
Carlisle County21039Enter parcel’s certified rate
Carroll County21041Enter parcel’s certified rate
Carter County21043Enter parcel’s certified rate
Casey County21045Enter parcel’s certified rate
Christian County21047Enter parcel’s certified rate
Clark County21049Enter parcel’s certified rate
Clay County21051Enter parcel’s certified rate
Clinton County21053Enter parcel’s certified rate
Crittenden County21055Enter parcel’s certified rate
Cumberland County21057Enter parcel’s certified rate
Daviess County21059Enter parcel’s certified rate
Edmonson County21061Enter parcel’s certified rate
Elliott County21063Enter parcel’s certified rate
Estill County21065Enter parcel’s certified rate
Fayette County21067Enter parcel’s certified rate
Fleming County21069Enter parcel’s certified rate
Floyd County21071Enter parcel’s certified rate
Franklin County21073Enter parcel’s certified rate
Fulton County21075Enter parcel’s certified rate
Gallatin County21077Enter parcel’s certified rate
Garrard County21079Enter parcel’s certified rate
Grant County21081Enter parcel’s certified rate
Graves County21083Enter parcel’s certified rate
Grayson County21085Enter parcel’s certified rate
Green County21087Enter parcel’s certified rate
Greenup County21089Enter parcel’s certified rate
Hancock County21091Enter parcel’s certified rate
Hardin County21093Enter parcel’s certified rate
Harlan County21095Enter parcel’s certified rate
Harrison County21097Enter parcel’s certified rate
Hart County21099Enter parcel’s certified rate
Henderson County21101Enter parcel’s certified rate
Henry County21103Enter parcel’s certified rate
Hickman County21105Enter parcel’s certified rate
Hopkins County21107Enter parcel’s certified rate
Jackson County21109Enter parcel’s certified rate
Jefferson County21111Enter parcel’s certified rate
Jessamine County21113Enter parcel’s certified rate
Johnson County21115Enter parcel’s certified rate
Kenton County21117Enter parcel’s certified rate
Knott County21119Enter parcel’s certified rate
Knox County21121Enter parcel’s certified rate
Larue County21123Enter parcel’s certified rate
Laurel County21125Enter parcel’s certified rate
Lawrence County21127Enter parcel’s certified rate
Lee County21129Enter parcel’s certified rate
Leslie County21131Enter parcel’s certified rate
Letcher County21133Enter parcel’s certified rate
Lewis County21135Enter parcel’s certified rate
Lincoln County21137Enter parcel’s certified rate
Livingston County21139Enter parcel’s certified rate
Logan County21141Enter parcel’s certified rate
Lyon County21143Enter parcel’s certified rate
McCracken County21145Enter parcel’s certified rate
McCreary County21147Enter parcel’s certified rate
McLean County21149Enter parcel’s certified rate
Madison County21151Enter parcel’s certified rate
Magoffin County21153Enter parcel’s certified rate
Marion County21155Enter parcel’s certified rate
Marshall County21157Enter parcel’s certified rate
Martin County21159Enter parcel’s certified rate
Mason County21161Enter parcel’s certified rate
Meade County21163Enter parcel’s certified rate
Menifee County21165Enter parcel’s certified rate
Mercer County21167Enter parcel’s certified rate
Metcalfe County21169Enter parcel’s certified rate
Monroe County21171Enter parcel’s certified rate
Montgomery County21173Enter parcel’s certified rate
Morgan County21175Enter parcel’s certified rate
Muhlenberg County21177Enter parcel’s certified rate
Nelson County21179Enter parcel’s certified rate
Nicholas County21181Enter parcel’s certified rate
Ohio County21183Enter parcel’s certified rate
Oldham County21185Enter parcel’s certified rate
Owen County21187Enter parcel’s certified rate
Owsley County21189Enter parcel’s certified rate
Pendleton County21191Enter parcel’s certified rate
Perry County21193Enter parcel’s certified rate
Pike County21195Enter parcel’s certified rate
Powell County21197Enter parcel’s certified rate
Pulaski County21199Enter parcel’s certified rate
Robertson County21201Enter parcel’s certified rate
Rockcastle County21203Enter parcel’s certified rate
Rowan County21205Enter parcel’s certified rate
Russell County21207Enter parcel’s certified rate
Scott County21209Enter parcel’s certified rate
Shelby County21211Enter parcel’s certified rate
Simpson County21213Enter parcel’s certified rate
Spencer County21215Enter parcel’s certified rate
Taylor County21217Enter parcel’s certified rate
Todd County21219Enter parcel’s certified rate
Trigg County21221Enter parcel’s certified rate
Trimble County21223Enter parcel’s certified rate
Union County21225Enter parcel’s certified rate
Warren County21227Enter parcel’s certified rate
Washington County21229Enter parcel’s certified rate
Wayne County21231Enter parcel’s certified rate
Webster County21233Enter parcel’s certified rate
Whitley County21235Enter parcel’s certified rate
Wolfe County21237Enter parcel’s certified rate
Woodford County21239Enter parcel’s certified rate
Download the state source record (JSON)
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Worked example

Follow the default numbers.

With market / assessed value of $350,000, the model gives estimated annual property tax: $6,300.

The formula is taxable bases × applicable millage ÷ 1,000 − approved bill credits + fixed charges. Open the breakdown to trace expenses and assumptions. Change one input at a time to see how your decision changes. This example uses scenario inputs; it is not an offer, tax bill, appraisal or legal determination.

Start with the assessor’s taxable value

Market value, assessed value and taxable value are not interchangeable. A certified taxable-value override is the safest input when you have the current parcel record. Without it, the calculator applies the selected state’s simplified assessment model to the entered value. School and other millage are applied separately where exemptions differ. A mill is one dollar per thousand dollars of taxable value.

A county is not one tax district

School, city, special-district and bond levies can differ within the same county. The county selector identifies the jurisdiction; it does not imply a single county-wide bill rate. The sample millages are clearly labeled assumptions. Replace them with the effective levies for the parcel and tax year, then add non-ad-valorem charges separately.

A purchase can reset the assessment

Existing-owner assessment caps may not transfer to a buyer. Michigan taxable value can uncap after a transfer; California can re-establish a base value; Florida’s Save Our Homes benefit has transfer and portability conditions. Select a reassessment reset when modeling a new purchase unless the assessor confirms another treatment. A seller’s current bill can substantially understate the buyer’s tax expense.

Tax relief needs eligibility

Homestead status, age, disability and veteran exemptions depend on state and local rules. Only the basic modeled homestead treatment is automatic. Other exemptions are a manually confirmed taxable-value adjustment. Credits, levy-specific deductions, tax freezes and appeal relief can require a different calculation. The state notes and official source links explain what to check before using the result in a rental or net sheet.

Keep your assumptions with the result

Save the calculation to your deal file to reuse compatible inputs in another tool. The file stays in this browser on this device. Download the CSV to open the complete inputs, results and schedule in Excel or Google Sheets. Use PDF to print the report or save it as a PDF. A share link includes entered financial figures in its URL, so use it only with people you intend to share those numbers with.