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Tennessee property guide

Tennessee Property Tax Calculator

Estimate a property tax bill from assessed value, exemptions and local rates. Tennessee rules and editable local assumptions are applied below.

By Calculate My Property EditorialUpdated September 30, 2026Professional review pending
01 / Your inputs

Start with your property.

County names: Census 2025. Enter your parcel’s millage below; county rates are awaiting verification.
Property2 inputs
USD
Assessment5 inputs
%
Applied only when no certified taxable value is entered.
USD
Zero estimates a newly assessed property.
USD
Enter a confirmed local exemption, after assessment conversion.
Local rates4 inputs
mills
Illustrative assumption. Replace with the parcel’s effective school millage.
mills
Illustrative county/city/district assumption, not a verified county rate.
USD / year
Special assessments and fixed charges, added after tax caps.
USD / year
Only relief deducted from this bill. Do not enter a later refund or a value exemption here.
All amounts in USD.
Your estimate

Estimated annual property tax

$1,575Based on your inputs · USD
Monthly equivalent
$131
Assessed / taxable scenario
$87,500
Effective rate on value
0.45%
See the breakdown
School taxable base
$87,500
Other taxable base
$87,500
School levy
$525
Other levies
$1,050
Tax after bill cap
$1,575
Approved tax-dollar credit applied
$0
Fixed / special charges
$0
The formula

Taxable bases × applicable millage ÷ 1,000 − approved bill credits + fixed charges

Assumptions & limitations (1)
  • Local millage is a user assumption until replaced with the parcel’s certified rates. County names do not establish a parcel tax rate.

Result breakdown

School taxable base$87,500
Other taxable base$87,500
School levy$525
Other levies$1,050
Tax after bill cap$1,575
Approved tax-dollar credit applied$0
Fixed / special charges$0

Assumptions & limitations

  • Local millage is a user assumption until replaced with the parcel’s certified rates. County names do not establish a parcel tax rate.

Calculation inputs

Calculate My Property · calculatemyproperty.com · Professional review pending

AssumptionEntered valueUnit / context
Tax year2026
Assessment inputsUse the state assessment model
Market / assessed value350000USD
Certified other-levy taxable value0USD
Certified school taxable value0USD
Assessment ratio25%
Prior taxable / assessed value0USD
Purchase / reassessment resetNo
Qualifying principal residenceNo
Other taxable-value exemption0USD
School millage6mills
Other millage12mills
Assessment inflation limit2.7%
Non-ad-valorem charges0USD / year
Approved annual tax-dollar credit0USD / year
Michigan administration fee0% of tax
statetennessee

All entered fields are retained for traceability; inactive modes may ignore some fields. Consult the formula and limitations for the selected calculation.

02 / Your next decisionTransfer TaxSeller Net Sheet
External resource

Considering a property-tax appeal?

Compare service terms, fees and state coverage with your assessment notice.

Explore OwnwellExternal provider or resource. No paid referral arrangement is active.
Planning estimate. Editorially sourced; independent professional review is pending. How we calculate
The Tennessee details

How this state changes the estimate

Assessment and taxable value

Tennessee farm and residential real property generally uses a 25% assessment classification. Local rates are often quoted per $100 of assessed value; this calculator converts that convention to mills. Reappraisal and certified-rate processes can change the final bill.

The default assessment conversion is 25.0% where the state uses a uniform ratio. A certified assessed value takes precedence. Do not substitute a county-wide average for a parcel’s taxing-district rates.

Exemptions and caps

Tax-relief and tax-freeze programs have income, age, disability or veteran conditions. They are not an automatic reduction for every owner-occupied home.

Confirm eligibility using the primary source and local office. A purchase, property classification, tenancy type or exemption can change which rule applies. Enter documented local costs and rates rather than carrying a previous owner’s assumptions into the new deal.

Your bill calendar

County and municipal collection timetables can differ. Confirm the tax-year statement and any February delinquency deadline with the collector.

Independent professional review is pending. Current county millage is not yet published in this data set. Use the assessor’s certified taxable value and the tax collector’s current rates.

Tennessee county directory & rate status

County equivalents are from the 2025 US Census Gazetteer. Millage is pending source verification; no county tax rate has been invented.

County / local equivalentCounty identifierRate status
Anderson County47001Enter parcel’s certified rate
Bedford County47003Enter parcel’s certified rate
Benton County47005Enter parcel’s certified rate
Bledsoe County47007Enter parcel’s certified rate
Blount County47009Enter parcel’s certified rate
Bradley County47011Enter parcel’s certified rate
Campbell County47013Enter parcel’s certified rate
Cannon County47015Enter parcel’s certified rate
Carroll County47017Enter parcel’s certified rate
Carter County47019Enter parcel’s certified rate
Cheatham County47021Enter parcel’s certified rate
Chester County47023Enter parcel’s certified rate
Claiborne County47025Enter parcel’s certified rate
Clay County47027Enter parcel’s certified rate
Cocke County47029Enter parcel’s certified rate
Coffee County47031Enter parcel’s certified rate
Crockett County47033Enter parcel’s certified rate
Cumberland County47035Enter parcel’s certified rate
Davidson County47037Enter parcel’s certified rate
Decatur County47039Enter parcel’s certified rate
DeKalb County47041Enter parcel’s certified rate
Dickson County47043Enter parcel’s certified rate
Dyer County47045Enter parcel’s certified rate
Fayette County47047Enter parcel’s certified rate
Fentress County47049Enter parcel’s certified rate
Franklin County47051Enter parcel’s certified rate
Gibson County47053Enter parcel’s certified rate
Giles County47055Enter parcel’s certified rate
Grainger County47057Enter parcel’s certified rate
Greene County47059Enter parcel’s certified rate
Grundy County47061Enter parcel’s certified rate
Hamblen County47063Enter parcel’s certified rate
Hamilton County47065Enter parcel’s certified rate
Hancock County47067Enter parcel’s certified rate
Hardeman County47069Enter parcel’s certified rate
Hardin County47071Enter parcel’s certified rate
Hawkins County47073Enter parcel’s certified rate
Haywood County47075Enter parcel’s certified rate
Henderson County47077Enter parcel’s certified rate
Henry County47079Enter parcel’s certified rate
Hickman County47081Enter parcel’s certified rate
Houston County47083Enter parcel’s certified rate
Humphreys County47085Enter parcel’s certified rate
Jackson County47087Enter parcel’s certified rate
Jefferson County47089Enter parcel’s certified rate
Johnson County47091Enter parcel’s certified rate
Knox County47093Enter parcel’s certified rate
Lake County47095Enter parcel’s certified rate
Lauderdale County47097Enter parcel’s certified rate
Lawrence County47099Enter parcel’s certified rate
Lewis County47101Enter parcel’s certified rate
Lincoln County47103Enter parcel’s certified rate
Loudon County47105Enter parcel’s certified rate
McMinn County47107Enter parcel’s certified rate
McNairy County47109Enter parcel’s certified rate
Macon County47111Enter parcel’s certified rate
Madison County47113Enter parcel’s certified rate
Marion County47115Enter parcel’s certified rate
Marshall County47117Enter parcel’s certified rate
Maury County47119Enter parcel’s certified rate
Meigs County47121Enter parcel’s certified rate
Monroe County47123Enter parcel’s certified rate
Montgomery County47125Enter parcel’s certified rate
Moore County47127Enter parcel’s certified rate
Morgan County47129Enter parcel’s certified rate
Obion County47131Enter parcel’s certified rate
Overton County47133Enter parcel’s certified rate
Perry County47135Enter parcel’s certified rate
Pickett County47137Enter parcel’s certified rate
Polk County47139Enter parcel’s certified rate
Putnam County47141Enter parcel’s certified rate
Rhea County47143Enter parcel’s certified rate
Roane County47145Enter parcel’s certified rate
Robertson County47147Enter parcel’s certified rate
Rutherford County47149Enter parcel’s certified rate
Scott County47151Enter parcel’s certified rate
Sequatchie County47153Enter parcel’s certified rate
Sevier County47155Enter parcel’s certified rate
Shelby County47157Enter parcel’s certified rate
Smith County47159Enter parcel’s certified rate
Stewart County47161Enter parcel’s certified rate
Sullivan County47163Enter parcel’s certified rate
Sumner County47165Enter parcel’s certified rate
Tipton County47167Enter parcel’s certified rate
Trousdale County47169Enter parcel’s certified rate
Unicoi County47171Enter parcel’s certified rate
Union County47173Enter parcel’s certified rate
Van Buren County47175Enter parcel’s certified rate
Warren County47177Enter parcel’s certified rate
Washington County47179Enter parcel’s certified rate
Wayne County47181Enter parcel’s certified rate
Weakley County47183Enter parcel’s certified rate
White County47185Enter parcel’s certified rate
Williamson County47187Enter parcel’s certified rate
Wilson County47189Enter parcel’s certified rate
Download the state source record (JSON)
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Worked example

Follow the default numbers.

With market / assessed value of $350,000, the model gives estimated annual property tax: $1,575.

The formula is taxable bases × applicable millage ÷ 1,000 − approved bill credits + fixed charges. Open the breakdown to trace expenses and assumptions. Change one input at a time to see how your decision changes. This example uses scenario inputs; it is not an offer, tax bill, appraisal or legal determination.

A housing-value example for Tennessee

Census QuickFacts reports a median owner-occupied home value of $286,700 for 2020–2024. This is a dated housing estimate, not a current sale-price median or a parcel assessment. The source was checked on 2026-09-30.

Assume residential appraised value of $286,700. The 25% assessment class gives $71,675; a combined assumed $3 per $100 assessed value equals 30 mills and produces $2,150.25. County and city rates may need to be added, and the median is not a county reappraisal result. Following reappraisal, the certified-rate process addresses revenue neutrality rather than guaranteeing the same bill for every parcel. Tax relief or a local tax freeze requires separate eligibility and an approved amount.

The live model gives $2,150 under these assumptions. Local rates and any illustrative certified bases in this scenario are hypothetical. Replace them with the parcel’s matching tax-year records before budgeting a bill.

Load this example in the calculator

Start with the assessor’s taxable value

Market value, assessed value and taxable value are not interchangeable. A certified taxable-value override is the safest input when you have the current parcel record. Without it, the calculator applies the selected state’s simplified assessment model to the entered value. School and other millage are applied separately where exemptions differ. A mill is one dollar per thousand dollars of taxable value.

A county is not one tax district

School, city, special-district and bond levies can differ within the same county. The county selector identifies the jurisdiction; it does not imply a single county-wide bill rate. The sample millages are clearly labeled assumptions. Replace them with the effective levies for the parcel and tax year, then add non-ad-valorem charges separately.

A purchase can reset the assessment

Existing-owner assessment caps may not transfer to a buyer. Michigan taxable value can uncap after a transfer; California can re-establish a base value; Florida’s Save Our Homes benefit has transfer and portability conditions. Select a reassessment reset when modeling a new purchase unless the assessor confirms another treatment. A seller’s current bill can substantially understate the buyer’s tax expense.

Tax relief needs eligibility

Homestead status, age, disability and veteran exemptions depend on state and local rules. Only the basic modeled homestead treatment is automatic. Other exemptions are a manually confirmed taxable-value adjustment. Credits, levy-specific deductions, tax freezes and appeal relief can require a different calculation. The state notes and official source links explain what to check before using the result in a rental or net sheet.

Keep your assumptions with the result

Save the calculation to your deal file to reuse compatible inputs in another tool. The file stays in this browser on this device. Download the CSV to open the complete inputs, results and schedule in Excel or Google Sheets. Use PDF to print the report or save it as a PDF. A share link includes entered financial figures in its URL, so use it only with people you intend to share those numbers with.